Financial Education & Training to Improve Your Retirement

Follow our blog for Snider Advisors' latest thoughts on the stock market, investing, and financial planning issues impacting our clients. You'll find a ton of great articles on options trading, covered calls, income investing, and more.

Many retirees draw down their portfolios to finance their retirement, but generating income can help stretch your savings much longer. While dividend stocks and bonds are popular income investments, covered calls can provide an extra boost (and some downside protection). As a result, they may be a worthwhile addition to your retirement plan. In this […]
Covered calls are a popular strategy for generating income from a portfolio of stocks. While the strategy may seem straightforward, investors must decide between various strike prices and expiration dates that influence the risk of selling stock, as well as premium income and capital gains. In this article, we will take a look at how […]
Recessions often lead to a drop in stock prices, as slowing revenue lowers valuations. While some investors choose to ride it out or shift their portfolio into cash or bonds, choosing to sell options during a recession can help you stay in the market, hedge against downside risk, and generate income. In particular, covered calls […]
Covered calls are one of the most popular options strategies for generating extra income. But while they’re less risky than other option strategies, they aren’t risk-free. It is critical to understand the risk of covered calls and the steps you can take to mitigate it before using them as part of your investment strategy. Let’s […]
Covered calls are an excellent way to generate income from a long stock portfolio, but options trading can be intimidating to those without experience. While you’re unlikely to lose your shirt trading covered calls, those looking to generate a steady income stream could benefit from a covered call advisor to help construct an optimal portfolio […]
Retirement investors often look for ways to generate income from their existing investments, especially during uncertain economic times. The recent volatility in the stock market spilled over to affect many sectors, especially cryptocurrency. Bitcoin’s inventors launched cryptocurrency as a concept in 2009 as a possible alternative to prevent another 2008 financial meltdown. Bitcoin and other […]
Earning retirement income during uncertain economic times requires some creativity and optimism. With stock market volatility, a “set it and forget it” approach to retirement strategy likely won’t result in much extra income. Every investor is different and the right strategy for you reflects on your investment goals and interests.  A blended approach can be […]
Writing covered calls on stocks is a popular way to generate an income from a portfolio of stocks, but you can also use covered calls on ETFs (Exchange-Traded Funds) and other securities. While the mechanics of setting up a covered call position are the same, there are some crucial differences between stocks and ETFs that […]
Bear markets occur when a market index falls more than 20% from recent highs. While it would be great to predict a bear market and sell immediately before it occurs, timing the market is impossible to do consistently. In fact, that’s a huge reason why actively-managed funds tend to underperform passive funds. However, watching bear […]
Covered calls are a great way to generate extra income in your portfolio. However, while the strategy is pretty straightforward, questions quickly arise when beginners start to implement it. The first question is usually, “how do you choose the right stocks for covered calls?” Of course, the answer ultimately depends on your goals and market […]
Covered calls are a popular way to generate income from an equity portfolio. But, of course, the challenge is finding stocks that offer the right balance of safety, yield, and upside potential. Fortunately, covered call screeners can simplify the process by automatically generating a list of ideas from a given set of criteria. Let’s look […]
Exchange-traded funds (ETFs) have become a popular way for investors to access countless strategies, including covered calls. From smart beta to actively managed funds, there are many different ways for investors to generate an income above and beyond dividends. However, there are also several drawbacks to consider before using ETFs. Let’s look at the top […]
Most investors are happy with unrealized gains, but there’s always a risk of loss until they sell. Fortunately, there are a couple of options strategies that you can use to protect gains by locking in profits without immediately selling your stock. The key is finding the strategy that provides the right level of protection, upside […]
Options have become a popular way to speculate, hedge against risk, and even generate income. If you’re interested in trading options, you must apply for special permission from your brokerage. They will then assign an options level that they feel is appropriate based on your account, education, history, and other factors. Let’s look at the […]
Stock options provide traders and investors with a lot of flexibility when leveraging returns or generating income. While there are many different strategies, success often boils down to a consistent, risk-managed approach. Option sellers must consider the balance between high volatility and stock ownership to create a portfolio that meets their income needs. Let’s look […]

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