Financial Education & Training to Improve Your Retirement
Follow our blog for Snider Advisors' latest thoughts on the stock market, investing, and financial planning issues impacting our clients. You'll find a ton of great articles on options trading, covered calls, income investing, and more.
More than 80 percent of large-cap companies in the S&P 500 index pay dividends, along with about 70 percent of mid-cap companies and just over half of small-cap companies. Many retirees rely on dividend income to fund their retirement without selling stock. Since covered call strategies are a great way to enhance the income from […]
Covered calls are a great low-risk strategy to generate a predictable income from an existing portfolio. By selling call options against stocks that you own, you can generate an income above and beyond equity dividends and recoup some losses if the stock declines in value. The only “cost” is opportunity cost if the stock rises […]
You’re approaching retirement and suddenly the market moves sharply lower. More than ten percent of your portfolio has disappeared over the past month and you’re concerned that the bear market could worsen over the next couple of months. You’re starting to worry that you may have to adjust your retirement income expectations if nothing changes. […]
Covered calls are a great low-risk strategy to generate an income from an existing equity portfolio. By selling call options against an existing equity position, protect your downside some if the price of the stock declines. The strategy enables you to generate an income above and beyond equity dividends. The two most common questions that […]
Most people look forward to retirement and plan on Social Security to cover at least some of their retirement expenses. Before you decide to join the nearly three-quarters of Americans that opt for early benefits at age 62, consider that many Americans are better off delaying benefits to maximize their income during retirement and the […]
Nearly 20% of 401(k) participants have an outstanding plan loan, according to the Employee Benefits Research Institute, despite the widespread advice to leave these funds untouched until retirement. While it’s certainly ideal to keep your nest egg vested until retirement, retirement plan loans aren’t necessarily a bad idea for those who require easy access to short-term […]
In this article, we examine 72T distributions. It’s no secret that Uncle Sam wants you to save for retirement. With IRAs, Roth IRAs, and 401(k)s, you can defer or avoid a lot of tax by stashing away money early and letting it compound over time. The only catch is that you need to leave the […]
This strategy is known as tax-loss harvesting and it’s a common technique used by wealthy investors to reduce their tax exposure.
This is the perfect example of an unwise investment decision. Last weekend a friend said to me, “I cashed out my entire 401(k) before the tech bubble, and Thank God!, because I would have lost everything.” This person was very proud of the decision they had made all those years years ago. I did not […]
Many people hold an oversized chunk of their portfolios in company stock. While it may be performing well, there is a large body of research that has shown that holding a diversified portfolio of stocks outperforms concentrated stock holdings. You may be unwittingly giving up potential returns that could be compounding over time – potentially […]
Covered call options are often pitched as a low-risk way to generate an income on a long-term stock position. While you boost income with a covered call, there can be a high opportunity cost if the underlying stock moves sharply higher and you’re forced to sell early. Deciding to roll a covered call is a common way […]
A covered call position is a great way to generate extra income from a stock portfolio. While the strategy is fairly straightforward, there are many nuances that can make managing a covered call position challenging—especially when the stock pays dividends or if the price is approaching the strike price near expiration. In this article, we […]
Covered calls can be an excellent way to generate monthly cash flow while reducing your risk investing in the stock market. While covered calls have been available to individual investors for a long time, covered call funds, (also known as buy-write funds) have become increasingly popular over the past decade. These funds enable investors to […]
More than a third of insured workers claimed social security benefits as soon as they became eligible in 2013, according to the Boston College Center for Retirement Research. The big question is whether this decision appropriately reflected the individuals’ circumstances or whether they made a costly mistake. If you’re approaching retirement, it’s important to carefully weigh […]
Receiving an inheritance can cause a mix of emotions, and depending on the amount of assets, could have a significant impact on your lifestyle. While it may be tempting to withdraw the money, it’s important to step back and take the time to understand the financial implications of your decisions. In this article, we will […]
More Covered Call and Option Trading Education
We pride ourselves on empowering both beginner and experienced investors. As covered call advisors, we use our extensive knowledge to train our clients to write covered calls and boost the income from their portfolios.
