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Unwise Investment Decisions
This is the perfect example of an unwise investment decision. Last weekend a friend said to me, “I cashed out my entire 401(k) before the tech bubble, and Thank God!, because I would have lost everything.” This person was very proud of the decision they had made all those years years ago. I did not […]
Best Option Trading Strategy for a Portfolio Paycheck
There’s an option trading strategy that’s practically a hidden reservoir of monthly income generation lying in your own investment portfolio’s proverbial ‘backyard.’ Becoming aware of this strategy and learning how to use it empowers you to start generating real income from your portfolio, quickly. While you may not have known about this great opportunity to put […]
What is Tax Loss Harvesting?
This strategy is known as tax-loss harvesting and it’s a common technique used by wealthy investors to reduce their tax exposure.
Is running out of retirement money a fate worse than death?
Imagine this – the year is 2040. You are 80 years old, in reasonably good health, and you have just spent your last penny of retirement savings. You have no other sources of income. For the rest of your life, you will rely on government handouts and the charity of others. Sit with that image […]
Generate Portfolio Income in Retirement
In an ideal world, retirees would have so much money saved before retirement that they could hang up their hat without having to work for another dollar. However, portfolio income in retirement is a huge challenge for many retirees. Unfortunately, for most people, having a nest egg – even a decent sized one – isn’t […]
Viaticals and Life Settlements
UPDATED 2019: This article, originally published in 2008, continues to be one of our most popular posts, as people continue to seek information about viaticals and life settlements. Please keep in mind that it is possible some of the facts offered have changed throughout the years, but our sentiments about this topic have not. I […]
Generating Income with Cash Secured Puts
Options are often seen as speculative instruments for traders, but many investors use them to generate income. In fact, the most sophisticated option traders use them to reduce risk, limit downside and boost the income on a stock portfolio. While covered calls are the most popular income strategy, there are several others that investors should […]
Investing is Not the Same Thing as Saving
A mistake far too many people make is to invest money they should be saving and save money that they should be investing. In our continuation of the discussion of Snider Advisors’ Guiding Principles, we will examine the principle that investing is not the same thing as saving. While saving and investing are certainly interrelated, […]
Using Covered Calls to Generate Retirement Income
Many retirees draw down their portfolios to finance their retirement, but generating income can help stretch your savings much longer. While dividend stocks and bonds are popular income investments, covered calls can provide an extra boost (and some downside protection). As a result, they may be a worthwhile addition to your retirement plan. In this […]
9 FAQs About Paying Taxes on Investment Income
Income taxes are complicated enough with a couple full-time jobs, some children, and a mortgage without investments adding a whole new layer of complexity. The good news is that taxes on investment income is rather straightforward with the exception of a few important caveats. As investment income grows over time, it’s important to understand these […]
Should Cryptocurrency Be Part of Your Retirement Plan?
Retirement investors often look for ways to generate income from their existing investments, especially during uncertain economic times. The recent volatility in the stock market spilled over to affect many sectors, especially cryptocurrency. Bitcoin’s inventors launched cryptocurrency as a concept in 2009 as a possible alternative to prevent another 2008 financial meltdown. Bitcoin and other […]
Calls and Puts: The Basics of Trading Options
When most people think about investing, they think about trading stocks, but that’s not necessarily the only (or best) choice for those looking to generate income from an investment portfolio. The trouble with regular stock trading is that you need a significant amount of money upfront to get started, and, in addition to choosing the […]
Buying Protection with a Married Put
The stock market is known for rising during both times of euphoria and fear. For instance, the stock market hit record highs during the COVID-19 pandemic despite extremely high levels of unemployment, a sharp contraction in gross domestic product and lofty equity valuations. Investors that continue to hold stocks during these times may worry about […]
5 Investing Tools for First-Time Investors
Where do less-seasoned investors go to get the information they need about the stock market? What are the best investing tools available to new investors? Whether you’re completely new to investing or you’re simply switching strategies and looking for some guidance, every investor needs help tracking the market and making good financial decisions. This is […]
How to Find the Right Covered Call Advisor
Stocks, bonds, and funds are the most popular securities for investors to achieve their financial goals. For example, target-date retirement funds provide an easy way to balance growth, risk, and income as you approach retirement. Equity-listed options, calls and puts, aren’t as standard as stocks and bonds, but they provide an unprecedented amount of flexibility. […]